Paytm unveils all-new app with AI features to enhance payment experience

Paytm (One 97 Communications Ltd), India’s full-stack merchant payments leader serving MSMEs and enterprises, has launched a fully redesigned version of its flagship app, integrating artificial intelligence-driven features to streamline and personalise everyday transactions for its users.
The update introduces a cleaner user interface alongside over 15 new features that seek to make payments faster and smarter for customers across the country, including Non-Resident Indians (NRIs) in 12 countries.
One of the standout innovations is the launch of “Gold Coins,” a first-of-its-kind initiative that rewards users with digital gold on every payment, adding a valuable savings dimension to regular transactions.
The revamped app is built around AI, allowing it to understand spending patterns, automatically organise transactions, and provide personalised insights.
Features such as the reimagined balance history with AI tags help users quickly gauge their total balance across UPI-linked bank